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Innovation Ledger
Status: Offline
Demo Data
Based on FY2025 Annual Report

Contractual Service Margin & Risk Adjustment

IFRS 17 CSM Cockpit

AI Insight

CSM closing balance grew 3.2% driven by new business in Property and Specialty. Loss component remains contained. Risk Adjustment confidence level at 78th percentile — within IFRS 17 guidance.

Source: IFRS 17 reporting engine

Related

Dashboard

Portfolio financial overview

Solvency II

Capital vs contractual obligations

Acquisitions

M&A impact on CSM