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Demo Data
Based on FY2025 Annual Report= Official reported figure|Unmarked = Modeled / estimated breakdown
Catastrophe stress tests with Monte Carlo simulation
Climate Risk Scenarios
AI Insight
New: Jan 2025 LA wildfire scenario added — Zurich direct exposure USD 200M, Farmers pre-tax loss USD 600M. Net impact after reinsurance: USD 80M. Combined ratio impact: +4.1pp. Reinsurance program performed within design parameters.
Source: Catastrophe stress engine + FY2025 disclosure
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Decision Support
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